Last Updated on December 1, 2020
-An Extended Fraud Alert: Stay on your credit reports for seven years. To request it, it is mandatory to attach an FTC identity theft statement and a police report. This fraud alert needs to be requested from a national credit agency through the usual communication channels – you only need to request the Experian fraud alert, for example, for this same alert to be active in the remaining national credit agencies. In practice, this means that if there is a new credit application in your name, creditors will contact you first to validate your identity before proceeding with the application.6. Register and File a Complaint with the Police
To be as safe as possible from all online fraud or tax crime scenarios, you must file a report with the police that shows how you have been cheated online. How to tell if someone is scamming you online? There are several ways that this can happen, and you must report all the steps in the respective police report on possible phishing scams, message scams, malicious links you have been subjected to, among other scams. It can be an isolated or recurring act, and this can be very important information for the police work.
7. Monitor Your Bank Credit in Detail
Throughout this reporting process, after you have been scammed online, you must remain aware of your bank account and bank credit. The hacker may have been able to use your data before the respective blocks, and this will only manifest itself later in your accounts. Therefore, you must keep an eye out for changes that may appear in your credit report and verify that your credit score remains the same. If there are unfounded fluctuations, it is a sign that financial problems or possible bank fraud may not be over. These are the seven things you should do if you have been scammed online, and you should put them into practice as soon as possible because if you take too long to react, the damage is more likely to be irreparable. Therefore, activate all the defense and protection mechanisms that are available to you in the event of scams or thefts online, because only then will you be able to recover what is yours.
